Living in Arizona means enjoying sunny skies and vibrant communities like Scottsdale, Phoenix, and Tucson—but it also comes with unique challenges like monsoon floods and scorching heat. At Premier Southwest Insurance, we’re your Arizona-based, independent agency dedicated to finding the best home and auto insurance for you. Here are five essential tips to protect your home, car, and budget.
1. Bundle Your Home and Auto Insurance for Savings
Combining your home and auto policies can save you up to 25% on premiums, based on industry trends. As an independent agency, we shop top A+ carriers, like Branch, to find you the best bundle deal tailored to Arizona’s unique needs—whether you’re in Scottsdale or Sierra Vista.
2. Ensure Your Home Insurance Covers Arizona Risks
Standard homeowners insurance protects your home, belongings, and liability, but Arizona’s monsoon season and wildfires require extra attention. For example, flood damage often needs separate coverage. We’ll review your policy for free to confirm you’re protected against Arizona-specific risks.
3. Optimize Your Auto Insurance to Save
Raising your deductible or adjusting coverage (like dropping collision on an older car) can lower your auto insurance costs. With Arizona’s busy roads, like I-10 in Phoenix, we compare quotes from multiple carriers to get you the best rate without compromising protection.
4. Prepare for Arizona’s Extreme Weather
From Tucson’s monsoon storms to Flagstaff’s winter snow, Arizona’s weather can impact your home and car. We work with top carriers to customize policies that cover these risks, such as comprehensive auto coverage for hail or home insurance for wind damage.
5. Review Your Policies Annually
Life changes—a new car, home upgrades, or a move to a new Arizona ZIP code—can affect your insurance needs. An annual review with us ensures your coverage stays cost-effective and up-to-date, whether you’re in Chandler or Paradise Valley.
Ready to save on your home or auto insurance? For a free, call us at (480) 971-5460 or head to our website Premier Southwest Insurance to get started. Let Premier Southwest Insurance protect what matters most in Arizona.